Your Credit, Your Home, And Your Future - Freddie Mac
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The denominator of a Rule of 78 loan is the sum of the digits, the sum of the number of monthly payments in the loan. For a twelve-month loan, the sum of numbers from 1 to 12 is 78 (1 + 2 + 3 + . . . +12 = 78). Most loans in 1935 were for small amounts at low interest rates for short periods ... Read Article
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How Much Credit Card Debt Is Too Much?
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Refinancing - Wikipedia
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